PSD2kröfur
PSD2kröfur refers to the requirements introduced by the Payment Services Directive 2 (PSD2) of the European Union. This directive aims to increase competition, innovation, and security in the European payments market. One of the key aspects of PSD2kröfur is the introduction of Strong Customer Authentication (SCA). SCA mandates that payment service providers implement multi-factor authentication for most electronic payments. This means that customers typically need to provide at least two independent elements to verify their identity, such as something they know (password), something they have (mobile phone), or something they are (fingerprint).
Another significant requirement under PSD2kröfur is the provision of access to account information and payment initiation