Operasjonsrisiko

Operasjonsrisiko, also known as operational risk, refers to the risk of loss resulting from inadequate or failed internal processes, people, and systems, or from external events. This type of risk is inherent in any business or organization and can arise from various sources, including human error, system failures, and external events such as natural disasters or cyber-attacks.

Operational risk management involves identifying, assessing, and mitigating these risks to minimize their impact on an organization's operations and financial stability. Key components of operational risk management include:

1. Risk Identification: Recognizing potential risks that could disrupt business operations.

2. Risk Assessment: Evaluating the likelihood and potential impact of identified risks.

3. Risk Mitigation: Implementing controls and strategies to reduce the likelihood or impact of identified risks.

4. Monitoring and Review: Continuously monitoring and reviewing the effectiveness of risk management strategies.

Effective operational risk management is crucial for maintaining the stability and integrity of an organization. It helps in ensuring that business operations run smoothly, minimizing disruptions and financial losses. Organizations typically establish operational risk management frameworks and appoint dedicated teams to oversee these processes.

In recent years, the increasing complexity of business environments and the rise of digital technologies have heightened the importance of operational risk management. Organizations must stay vigilant and adapt their risk management strategies to address emerging threats and challenges.