NSFiin

NSFiin is a term that has emerged in online communities, particularly those discussing financial independence and early retirement (FIRE). It generally refers to a perceived or actual "lack of seriousness" or "flakiness" in someone's approach to achieving financial goals. This can manifest in various ways, such as inconsistent saving habits, frequent impulsive purchases, or a general disinclination to engage with the more disciplined aspects of financial planning.

The concept of NSFiin is often used in a somewhat critical or cautionary manner. Individuals who identify or label others as NSFiin might be implying that such an attitude will ultimately hinder their progress towards their FIRE objectives. It suggests that while someone may express a desire for financial independence, their actions do not align with the sacrifices and dedication typically required to reach that goal.

Conversely, some within the FIRE community might use the term more playfully, acknowledging that a completely rigid and joyless approach to finances is not sustainable for everyone. However, the core implication of NSFiin remains a degree of unseriousness or a lack of commitment to the rigorous saving and investing strategies often associated with FIRE. It highlights a potential disconnect between aspirations and execution in the pursuit of early financial freedom.