Moneybox

Moneybox is a United Kingdom–based financial technology company that operates a mobile application designed to help people save and invest. The app integrates with users’ bank cards and supports automated micro-savings, primarily through round-ups that capture the difference to the next pound and can be directed into savings or investments.

Users can also set recurring transfers and savings rules, allowing funds to accumulate in cash savings or into investment portfolios. Moneybox provides access to tax-efficient accounts such as Stocks and Shares ISA and Lifetime ISA, as well as a general investment account, with the actual investments managed by external fund providers. The platform is designed to automate long-term saving and investing for individuals.

Moneybox is regulated by the UK Financial Conduct Authority and stores customer funds with authorised institutions. Investments are held via regulated schemes, and customer data is protected with security measures including encryption and two-factor authentication.

Fees consist of a platform fee on assets under management, plus ongoing charges from underlying investment funds. The service is available in the United Kingdom and is targeted at retail investors seeking a simple, app-based approach to saving and investing.