Luko

Luko is a French insurtech company founded in 2018 that specializes in home insurance solutions. Headquartered in Paris, France, the company aims to simplify the process of insuring and managing a home by leveraging technology and data analytics. Luko offers digital-first home insurance policies that can be purchased online, providing coverage for a range of risks including fire, water damage, theft, and natural disasters.

Luko’s platform allows customers to manage their policies through a mobile app or website, enabling features such as instant claims reporting, real-time support, and proactive risk prevention guidance. One of the company's distinguishing features is its use of connected devices and sensors, which can monitor home conditions to prevent damage and reduce claims costs.

The company's business model emphasizes transparency and customer-centric service, with an emphasis on clear communication and accessible support. Luko has received funding from various investors and has expanded its operations across multiple regions in Europe.

In addition to traditional insurance offerings, Luko is committed to social responsibility initiatives, including supporting charitable organizations and promoting awareness about home safety. Its innovative approach and focus on customer experience have garnered recognition within the insurtech industry, positioning Luko as a notable player in the evolving home insurance market.

As of 2023, Luko continues to expand its product offerings and technological capabilities, aiming to innovate the insurance landscape by making home protection more accessible, affordable, and tailored to individual needs.