Lainaehdoissaan

Lainaehdoissaan is a Finnish phrase that translates roughly to "in its loan terms" or "under its loan conditions." It is used to refer to the rules, obligations, and provisions that apply to a loan from the perspective of the entity holding or issuing the loan, such as a bank, lender, or borrower.

Linguistic notes about the term: lainaehdot means loan terms, and the suffix -issaan marks the third-person possessive and locative meaning "in its/its own" when combined with the inessive form. The result is a formal, contract-ready expression commonly found in legal and financial Finnish. While the phrase is not a standalone legal doctrine, it appears frequently in discussions of how a loan is governed under its contractual terms.

Usage and context: lainaehdoissaan typically appears in formal documents, financial reporting, and contract language. It helps attribute certain conditions, responsibilities, or consequences to the loan terms as they are defined in a specific agreement. The phrase signals that the referenced matter is governed by the stated terms rather than by general law or other agreements.

Examples:

- Finnish: Lainaehdoissaan pankki voi muuttaa korkoa ja maksuaikataulua.

Translation: In its loan terms, the bank can change the interest rate and repayment schedule.

- Finnish: Lainaehdoissaan velallinen sitoutuu maksamaan mahdolliset myöhästymismaksut.

Translation: In its loan terms, the debtor commits to paying any late fees.

Overall, lainaehdoissaan is a standard, neutral linguistic tool in Finnish contract and financial discourse for pointing to the specific provisions that apply to a loan.