Kárkifizetés

Kárkifizetés refers to the process of compensation or payment made for damages or losses incurred. This concept is primarily associated with insurance and legal contexts, where a party responsible for causing harm or a party holding an insurance policy seeks to recover the costs associated with that harm.

In the realm of insurance, kárkifizetés is the disbursement of funds by an insurer to an insured party following an event covered by the policy. This could be anything from damage to property, a vehicle accident, or a medical emergency. The insurer assesses the claim, verifies the extent of the loss, and then pays out the agreed-upon amount to the claimant. This process aims to restore the insured to their pre-loss financial position, as much as the policy allows.

Legally, kárkifizetés can also occur when a court or settlement agreement mandates compensation for damages. This typically arises from situations where one party's negligence or wrongful act has caused harm to another. The responsible party, or their insurer, would then be obligated to provide kárkifizetés to the injured party. The calculation of these payments often involves assessing various types of damages, including property damage, medical expenses, lost income, and pain and suffering. The ultimate goal is to make the injured party whole again, to the extent possible through financial compensation.