Kreditsetel
Kreditsetel, also known as credit score or credit rating, is a numerical representation of an individual's or entity's creditworthiness. It is used by lenders, landlords, and other financial institutions to evaluate the risk associated with extending credit or entering into a financial agreement. Credit scores are typically calculated based on a person's credit history, including factors such as payment history, amounts owed, length of credit history, new credit, and types of credit used.
Credit scores are generated by credit bureaus, which are companies that collect and maintain records of individuals'
A high credit score indicates a low risk of default, making it easier for individuals to obtain