Kreditmarktplätze
Kreditmarktplätze, also known as peer-to-peer lending platforms or online credit marketplaces, are digital platforms that connect borrowers directly with investors, bypassing traditional financial institutions like banks. These platforms facilitate the lending and borrowing of money, often for personal loans, business loans, or real estate financing.
The process typically involves borrowers applying for loans on the platform, providing details about their financial
Kreditmarktplätze offer potential benefits for both borrowers and investors. Borrowers may find it easier and quicker
However, these platforms also carry risks. Borrowers face the risk of default, which can negatively impact their