Krediidiaadlusele
Krediidiaadlusele is a neologism that has appeared in Estonian financial discussions to refer to the normative and ethical dimensions of credit systems. The term is not part of standard dictionaries or widely cited glossaries, and its exact definition can vary between authors. Broadly, it denotes the social, ethical, and regulatory considerations that accompany the granting and use of credit, beyond purely technical risk assessment.
In practice, krediidiaadlusele can be interpreted as an emphasis on fairness in lending, transparency of terms,
Relation to other concepts is an important aspect of the term. Krediidiaadlusele overlaps with responsible lending,
Examples of usage can be found in discussions about proposed regulations for credit reporting, guidelines for