Kotivarojen

Kotivarojen is a Finnish term that translates to "home resources" or "household assets" in English. It broadly refers to the various types of assets and resources that a household possesses and utilizes for its well-being and functioning. This can encompass a wide range of tangible and intangible elements.

Tangible kotivarojen include physical possessions such as a dwelling (owned or rented), furniture, vehicles, appliances, and savings in bank accounts or investments. These are the material goods that contribute to a household's comfort, mobility, and financial security. Intangible kotivarojen, on the other hand, are less physical but equally important. This category can include skills and knowledge within the household, social networks, access to community resources, and even time available for various activities.

The concept of kotivarojen is often discussed in the context of household economics, social welfare, and sustainability. Understanding a household's available resources is crucial for planning, budgeting, and making decisions about consumption, investment, and lifestyle. It also plays a role in assessing a household's resilience in the face of economic challenges or personal crises. For instance, a household with diverse kotivarojen, such as strong social connections and practical skills, might be better equipped to navigate difficult times than one relying solely on financial assets. The term emphasizes the holistic view of a household's capacity and well-being.