Kokonaistulot

Kokonaistulot is a Finnish term used in economics and statistics to denote the total income received by an individual or household from all sources. It is a broad measure that appears in official statistics and policy studies, and it typically functions as a gross income indicator before most deductions.

The component sources of kokonaistulot usually include wages and salaries (palkkatulot), income from self-employment or business activities (elinkeinotulot), capital income such as interest and dividends (pääomatulot), rents or other property incomes, and transfers or pensions. The exact composition can vary depending on the statistical dataset or the definitional scope used by a particular agency, and some contexts may exclude or include certain benefits or one-off payments.

Kokonaistulot is distinct from net income concepts. Netotulot or disposable income, for example, reflect deductions such as social security contributions, income taxes, and other transfers, yielding the amount available for spending. In many statistical analyses, kokonaistulot is used to study income distribution, affordability, and policy effects, often in comparison with net or disposable income for a fuller picture of economic well-being.

In practice, kokonaistulot is most commonly reported on an annual basis and can be calculated for individuals or households. While it provides a useful gauge of total earnings, the lack of uniformity in what is included across datasets means that careful interpretation is required, especially when making international comparisons.