Kiinteistönarviointi

Kiinteistönarviointi, often translated as property valuation or real estate appraisal, is the process of determining the market value of a property. This involves a comprehensive assessment of the property's physical characteristics, location, legal status, and current market conditions. The primary goal is to arrive at an objective and defensible estimate of what a property would likely sell for on the open market.

Several methods are commonly employed in kiinteistönarviointi. The sales comparison approach analyzes recent sales of similar properties in the vicinity, adjusting for differences. The cost approach estimates the cost to replace the property, minus depreciation. The income approach, particularly for investment properties, considers the income the property generates.

A professional kiinteistönarvioija, or property appraiser, typically conducts these valuations. They are often required for various purposes, including mortgage lending, property taxation, estate settlements, insurance claims, and investment decisions. A thorough kiinteistönarviointi provides crucial information for buyers, sellers, lenders, and investors to make informed decisions. The resulting valuation report details the property's attributes, the methodology used, and the final estimated value.