Forsikringsbevis

Forsikringsbevis, or certificate of insurance, is a document that confirms an active insurance policy for a named insured and, when relevant, for a specific asset or risk. It is used to prove to third parties and authorities that the coverage described in the policy exists. The certificate does not replace the policy itself but provides a concise summary of key information. A typical forsikringsbevis lists the insured party, the insurer, the policy number, the type of insurance, the coverage period, the insured amounts or liability limits, and any deductibles or special conditions. It may also specify whether the coverage is primary or secondary and the jurisdictions in which the policy applies.

Common contexts include vehicle liability insurance, which is often legally required; property rentals or leases that require proof of insurance; travel or medical insurance for trips; and professional or public liability coverage where proof is requested by clients or regulators. The document is usually issued by the insurer or a licensed broker and may be a standalone certificate or included with the policy documents.

In practice, forsikringsbevis can be issued in paper form or digitally, delivered via email or through a portal, and may include a verification code or QR for quick validation. It reflects the insurance as described at the time of issue; if the policy changes or lapses, the certificate may need updating or reissuance.