Empresto

Empresto is the first-person singular present indicative form of the Portuguese verb emprestar, which means to lend. It denotes the act of giving something—money, a book, or another item—to another person with the expectation that it will be returned.

The noun commonly used for a loan is empréstimo. While empresto refers to the action of lending, empréstimo refers to the thing lent or the arrangement itself in financial and formal contexts. Verbal forms such as emprestas, empresta, emprestamos, emprestam are used across different subjects to describe someone lending.

Examples illustrate its usage: “Eu empresto meu livro ao colega.” “Você empresta dinheiro para a amiga.” In past tense: “Ele me emprestou dinheiro ontem.” The past participle adjective form is emprestado, as in “o objeto emprestado” (the lent object). The related verb emprestar contrasts with tomar emprestado, meaning to borrow.

In finance, the term empréstimo is standard for a formal loan. A borrower receives a sum of money from a lender and commits to repayment, often with interest and a defined term. Empréstimos podem ser concedidos por bancos, cooperativas de crédito, ou indivíduos, and they may be secured or unsecured, depending on collateral and risk.

Origin and usage: emprestar derives from a combination of the prefix em- and a root linked to providing or furnishing. The concept is common across Portuguese-speaking regions, including Brazil and Portugal, and appears in both everyday speech and formal financial language. Synonyms for the act include conceder um empréstimo or simplesmente emprestar, while empréstimo is the standard noun for the loan.