Chargebackien
Chargebackien is a term used in fintech discourse to describe a proposed framework for standardizing and streamlining the handling of chargebacks across payment networks. It envisions a harmonized set of rules and data practices intended to reduce processing time and dispute ambiguity for merchants, issuers, and cardholders.
The name combines chargeback with the suffix -ien, a stylistic convention found in speculative literature to
Its core concept centers on a common data model and lifecycle for chargeback claims. Proposed fields include
Process under Chargebackien would begin with claim submission through an issuing bank channel, followed by evidentiary
Reception has been mixed. Proponents argue that harmonization could improve fairness and efficiency, especially for cross-border
See also: chargeback; payment dispute; card networks; fraud prevention.