Béresszámla

Béresszámla translates from Hungarian to "salary account" or "wage account". It refers to a bank account specifically designated for receiving and managing an individual's salary or wages. These accounts are typically offered by financial institutions as a standard banking product and are distinct from other types of accounts like savings accounts or checking accounts, although they often share similar functionalities.

The primary purpose of a béresszámla is to facilitate the direct deposit of salary payments from an employer. This streamlines the payroll process for both the employer and the employee. For employees, it ensures their earnings are credited directly and reliably to their account on payday. For employers, it simplifies the disbursement of wages, reducing the need for manual checks or cash payments.

Béresszámla accounts usually come with features such as a debit card for everyday transactions, online and mobile banking access for managing funds, and the ability to set up automatic payments for bills. In many cases, banks offer preferential terms or lower fees for accounts that receive regular salary deposits, as these represent a stable customer base. The holder of a béresszámla can typically also use it for other financial activities, such as withdrawing cash, making purchases, and transferring money.