AFPordningen

AFPordningen, also known as "Alderspensjon for arbeidstakere" or "Early Retirement Scheme for Employees," is a Norwegian pension scheme. It provides an opportunity for individuals in demanding occupations to retire voluntarily from the age of 62. The scheme is designed to offer financial security for those who have worked in physically or mentally taxing jobs for many years.

To qualify for AFPordningen, individuals typically need to have a certain number of years of work experience and have been members of the Norwegian National Insurance Scheme. The specific requirements can vary and are subject to the regulations in place at the time of application. The pension amount is calculated based on the individual's earnings history and the duration of their participation in the scheme.

AFPordningen is a collective agreement, meaning it is negotiated between employer organizations and trade unions. It is funded through contributions from employers and, in some cases, the state. The scheme aims to balance the needs of older workers who wish to retire early with the sustainability of the broader pension system. It is an important component of the Norwegian welfare state, offering flexibility and support for its workforce.