úrazové

Úrazové is a Czech adjective form derived from the noun úraz, meaning injury or accident. It is used to describe things related to injuries or accidents and is most commonly encountered in insurance, social security, and medical contexts. The form úrazové corresponds to neuter gender or plural nouns, as in úrazové pojištění or úrazové dávky.

In practical use, úrazové describes programs, products, and benefits that provide coverage or compensation in the event of an injury. The most common combination is úrazové pojištění, which translates to accident or injury insurance and offers financial support for medical costs, loss of income, or other expenses resulting from an injury. Other frequent phrases include úrazové dávky, referring to benefits paid due to injury, such as temporary or permanent disability allowances. The term can also appear in medical or workplace safety contexts to indicate measures, procedures, or statistics related to injuries.

Within the Czech insurance and social security systems, úrazové concepts intersect with both private insurance products and public benefits. Private úrazové pojištění is purchased by individuals or employers for additional protection beyond state programs, while public provisions cover workplace accidents and occupational diseases under relevant legislation. The exact offerings and eligibility criteria vary by provider and legal framework, but the underlying idea remains consistent: financial support and resources related to injury or accident events.

Etymologically, úrazové forms are common across Czech, Slovak, and related languages, reflecting a shared linguistic root tied to injury and accident. The term is primarily encountered in formal or semi-formal discourse, including consumer information, policy documents, and official guidance.