täyskaskovakuutuksiin

Täyskaskovakuutus, often translated as comprehensive insurance, is an optional addition to a vehicle's compulsory liability insurance in Finland. It provides broader protection for the insured vehicle beyond just damage caused to others. This type of insurance covers damage that occurs to the policyholder's own car, even if the driver is at fault.

Commonly covered damages under täyskaskovakuutus include collisions, rollovers, and damage resulting from falling objects. It also typically includes coverage for theft, vandalism, and fire. Many policies also offer protection against damage caused by natural phenomena such as storms or floods.

The specific terms and conditions of a täyskaskovakuutus policy can vary significantly between insurance providers. It is important for consumers to carefully review the policy details, including deductibles, coverage limits, and any exclusions, before purchasing. The cost of täyskaskovakuutus is generally higher than compulsory liability insurance due to the expanded coverage it offers. Factors influencing the premium include the vehicle's age, model, value, and the policyholder's driving history.