työtapaturmaeläkkeeseen

Työtapaturmaeläke is a Finnish term referring to a pension granted due to a work accident or occupational disease. It is a form of social security aimed at providing financial support to individuals who are no longer able to work due to an injury or illness sustained in the course of their employment.

To be eligible for a työtapaturmaeläke, the accident or disease must have occurred while performing work duties or due to conditions related to the work environment. The injury or illness must also result in a significant and lasting reduction in earning capacity, typically to a degree where the individual's ability to work is reduced by at least 60%. The assessment of eligibility and the amount of the pension are determined by the Finnish Social Insurance Institution (Kela) or the relevant workers' compensation insurance provider.

The pension is usually calculated based on the individual's previous earnings. It can be paid as a full pension if the individual is completely unable to work, or as a partial pension if their earning capacity is reduced but they can still engage in some form of work. The duration of the pension can be temporary or permanent, depending on the prognosis and the severity of the condition.

The system is funded through contributions made by employers and, in some cases, by employees. The aim is to ensure that individuals who suffer harm in connection with their work are adequately compensated and supported, allowing them to maintain a reasonable standard of living despite their reduced ability to work.