työtapaturmaeläke

Työtapaturmaeläke, often translated as occupational accident pension, is a statutory benefit in Finland provided to individuals who suffer an injury or illness as a result of their work. This pension is designed to compensate for lost earning capacity caused by a work-related accident or occupational disease.

The eligibility for a työtapaturmaeläke is determined by the Finnish Social Insurance Institution (Kela) and the Finnish Workers' Compensation Centre (TVK). Several conditions must be met, including that the injury or illness must be a direct consequence of work activities, and it must lead to a significant reduction in the individual's ability to earn a living. The extent of the pension is typically based on the degree of disability and the individual's previous income.

There are different types of occupational accident pensions, including temporary pensions and permanent pensions. Temporary pensions are granted for a limited period, while permanent pensions are awarded if the disability is deemed permanent. The pension payments are intended to cover a portion of the lost income, ensuring a basic level of financial security for the affected individual and their dependents.

The system aims to provide fair compensation and support for those whose working lives are impacted by occupational hazards. It is part of Finland's comprehensive social security system, aiming to protect workers and promote their well-being.