transfersio
transfersio is a proposed cross-border payments and data transfer platform and protocol intended to connect banks, fintechs, and merchants through a common set of APIs and data formats. The goal is to enable interoperable transfers across multiple settlement rails and digital asset networks while preserving privacy and compliance.
Architecture and data model: The platform is described as API-first and modular, with a core transaction model
Workflow and security: A client submits a transfer request; transfersio validates identity and authorization, performs anti-fraud
Adoption and governance: As a concept, transfersio has been discussed in industry forums as a potential open
Related topics include ISO 20022, SWIFT gpi, SEPA Instant Credit Transfer, and open banking payment standards.