tarbimiskrediit
Tarbimiskrediit, also known as consumer credit, refers to a loan extended to an individual to finance the purchase of goods or services that are not immediately affordable. These loans are typically used for personal consumption rather than business investment. Common examples of items purchased with consumer credit include vehicles, appliances, furniture, and electronics. The credit can be provided by various financial institutions such as banks, credit unions, and specialized lending companies.
The terms of a tarbimiskrediit agreement include an interest rate, repayment period, and any associated fees.
Obtaining tarbimiskrediit typically requires a credit assessment, where lenders evaluate the borrower's creditworthiness based on factors