tapand

Tapand refers to a contactless payment technology that allows users to make transactions by tapping their payment-enabled device, such as a smartphone or smartwatch, against a point-of-sale terminal. This method utilizes near-field communication (NFC) technology to securely transmit payment information. The user typically initiates the payment by unlocking their device and holding it close to the reader. The transaction is then processed wirelessly.

This payment method has gained significant popularity due to its speed and convenience. It eliminates the need to insert or swipe a physical card, reducing transaction times. Security is a key feature, as NFC payments often employ tokenization, where sensitive card data is replaced with a unique digital token, making it harder for fraudsters to intercept actual card numbers. Many banks and financial institutions support tapand through their mobile banking apps or by issuing cards with NFC capabilities. The widespread adoption of compatible devices and terminals has further fueled its growth as a common payment option in retail environments worldwide.