számlatulajdonosnak

In Hungarian legal and administrative terminology, *számlatulajdonosnak* is the accusative form of the noun *számlatulajdonos*, which translates to "account holder" or "beneficiary" in English. This term is commonly used in financial and banking contexts to refer to the individual or entity designated to receive funds or manage an account.

The concept of *számlatulajdonos* is central to banking operations, where it defines the legal right to access or control funds held in a bank account. In Hungary, banking regulations and the Civil Code (e.g., Act LXXXV of 2013 on Banking Activities) govern the rights and obligations associated with account holders. A *számlatulajdonos* may be a natural person (e.g., an individual customer) or a legal entity (e.g., a corporation or business).

Account holders are typically required to provide identification and may be subject to Know Your Customer (KYC) procedures to verify their identity and prevent fraud. Joint accounts may involve multiple *számlatulajdonosok*, where each party holds rights and responsibilities, such as joint or individual access to funds.

In legal disputes or financial transactions, the status of *számlatulajdonos* is crucial, as it determines liability and entitlement. For example, in cases of unauthorized transactions, the bank may hold the account holder responsible for losses if proper security measures were not followed. Additionally, inheritance or legal changes (e.g., divorce) may require updating the *számlatulajdonos* details to reflect new ownership or beneficiary designations.

The term is also relevant in tax and regulatory compliance, as account holders may be subject to reporting requirements or audits. Overall, *számlatulajdonos* plays a foundational role in ensuring the proper functioning of financial systems while protecting the rights of individuals and businesses.