swapsopimusta
A swapsopimus, often translated as a swap agreement or simply a swap, is a financial contract between two parties to exchange a series of cash flows or liabilities from two different financial instruments. The most common types of swaps involve interest rate swaps, where one party exchanges fixed-rate payments for floating-rate payments from the other party, or vice versa. Currency swaps are another common variant, involving the exchange of principal and interest payments in different currencies.
Swaps are typically used for a variety of purposes, including hedging against interest rate or currency fluctuations,
The terms of a swap agreement, including the notional principal amount, the fixed and floating interest rates