splatnost

Splatnost is a term used in finance and commerce to denote the date when an obligation becomes due for payment or when a debt matures. It is typically specified in contracts, invoices, or by market conventions, and may be a fixed calendar date or the end of a specified period after the instrument’s issue.

In invoicing, the splatnost faktury is the payment deadline. Common terms include "net 30" (payment due 30 days after issuance) or "due on receipt." If payment is not made by the due date, the creditor may apply late fees or interest as specified in the contract or by applicable law.

For loans and debt instruments, splatnost also refers to the maturity date—the date when the principal must be repaid, often with interest up to that date. Bonds, loans, and promissory notes specify the exact date of repayment and, in some cases, the schedule of interest payments.

Legal and practical framework: The precise meaning and consequences of missing the splatnost depend on the jurisdiction and the contract. Generally, failure to meet the due date can lead to default, the imposition of default interest, and actions such as debt collection or acceleration of remaining payments.

In everyday and professional use, splatnost is central to cash flow planning, credit management, and financial reporting, influencing negotiations of terms between suppliers, customers, borrowers, and lenders.