sozialversicherter
In Germany, the term *sozialversichert* refers to individuals who are covered by the country’s social insurance system (*Sozialversicherung*). This system provides financial security and benefits in case of old age, disability, unemployment, sickness, accidents, or death. Being *sozialversichert* means that contributions are paid into various social insurance funds, which in turn offer entitlements to the insured person and their dependents.
The social insurance system in Germany is mandatory for most employees and self-employed individuals under certain
Pension insurance (*Rentenversicherung*) ensures income for retirees and their survivors. Contributions are split between employer and
Health insurance (*Krankenversicherung*) covers medical treatment, prescriptions, and preventive care. Employees usually pay around 7.3% of
Unemployment insurance (*Arbeitslosenversicherung*) provides financial support during periods of joblessness and helps with job placement. Contributions
Accident insurance (*Berufgenossenschaft* or *Unfallversicherung*) covers work-related injuries and illnesses, with employers bearing the full cost.
Long-term care insurance (*Pflegeversicherung*) assists with costs related to nursing care, with contributions around 1.7% to
Self-employed individuals and freelancers may also be required to contribute to social insurance, though their obligations
Being *sozialversichert* ensures access to these benefits, which are funded collectively through mandatory contributions. The system