rahaaikaarvon
Raha-aika-arvo, often abbreviated as RAA, is a fundamental concept in finance that recognizes the fact that money available today is worth more than the same amount of money in the future. This difference in value is due to several factors, primarily the potential earning capacity of money and the impact of inflation.
The core principle behind RAA is that if you have money now, you can invest it and
Key components of RAA calculations include the present value (PV) and future value (FV). Present value refers
Understanding RAA is essential for making informed financial decisions, such as evaluating investment opportunities, loan repayments,