päätilin

Päätilin is a Finnish term meaning the primary or main account in a financial or service context. It refers to the account designated as the central reference point for transactions and balances, typically used as the main receiving and paying account in everyday finances.

Etymology: The word combines pää (main, head) and tili (account). The genitive form päätilin is used when discussing the main account's attributes, such as päätilin saldo or päätilin asetukset.

Typical uses: In banking, the päätili is the account where income is deposited (for example salary) and from which routine payments are made. It is often linked to sub-accounts or savings accounts that are controlled or funded from the päätili, and it may be the default account shown in payment or transfer forms.

In online services or organisational contexts, päätili denotes the primary user account that manages linked sub-accounts or services. For example, a household or business can designate a päätili to control payment methods, access permissions, and administration of other accounts.

Security and management: Maintaining a secure päätili is important. This includes strong authentication, regular monitoring of transactions, and proper configuration of linked accounts and permissions to prevent unauthorized transfers.