properti

Properti is the Indonesian term used to refer to property. It encompasses rights and ownership over assets and the ways those assets can be used, transferred, or encumbered. In common and legal usage, properti covers real estate—land and buildings—as well as movable possessions and, in a broader sense, intangible assets such as intellectual property. The term appears in real estate, financial, and legal contexts to discuss ownership titles, rights of use, and transfer processes.

In Indonesian law, property rights on land are governed by the Basic Agrarian Law (Uundang Pokok Agraria) of 1960 and related land legislation. Real property rights include hak milik (full ownership), hak guna bangunan (building rights on land), and hak pakai (use rights). Other arrangements may include hak guna usaha (right to use land for business) and various restrictions, including rules on foreign ownership. Transfers typically require documented title, registration with land offices, and compliance with local zoning and licensing regulations. Personal property and movable assets are generally governed by contract and possession, while intellectual property has separate statutes to protect patents, trademarks, and copyrights.

Property markets involve valuation, conveyancing, and financing. Banks and financial institutions frequently provide mortgages and loans secured by property, subject to due diligence, title verification, and regulatory compliance. While the term properti commonly refers to real estate, its broader use in finance and law also encompasses movable and intangible assets, reflecting property rights as a central element of asset ownership and economic activity.