pensjonisten

Pensjonisten is a person who has retired from work and now receives a pension. In Norwegian, pensjonist is the common term for a retiree, while pensjonisten is the definite form used when referring to a specific retiree. Retirement typically follows reaching an established retirement age or due to health reasons, and pension payments may come from public schemes, occupational plans, or private savings.

In Norway, the pension system combines a state pension (folketrygden) with supplementary schemes and employer-based pensions. The state pension provides a basic income in old age, calculated from years of work and income level. Occupational pensions and private savings can supplement the state pension. People may choose to retire at the statutory age or earlier with adjustments, or defer retirement to increase future benefits; rules vary across sectors and over time.

Demographically, pensjonister constitute a growing segment of the population in many countries due to aging populations. This affects welfare policy, health care, and housing needs. Many pensionists remain socially active, participating in clubs, volunteering, or part-time work, while others require varying levels of assistance or care. Social arrangements and housing options for pensionists range from independent living to community or care facilities, depending on individual circumstances.

Related topics include pensjon, folketrygden, tjenestepensjon, and avtalefestet pensjon (AFP).