ostuvõimelisus
Ostuvõimelisus, a term of Estonian origin, refers to an individual's or household's capacity to purchase goods and services. It is a multifaceted concept influenced by several economic factors. Primarily, income level plays a crucial role; higher disposable income generally translates to greater ostuvõimelisus. This income can be derived from wages, investments, pensions, or other sources.
Beyond income, purchasing power is also shaped by the availability of credit. Access to loans, credit cards,
The general price level of goods and services within an economy is another significant determinant. When prices
Furthermore, factors such as consumer confidence, economic stability, and government policies (like taxation and social benefits)