osakesäästötilien
Osakesäästötilit, often abbreviated as OST, are a type of investment account available in Finland that allows individuals to invest in listed stocks and other transferable securities within a single account. The primary advantage of an osakesäästötili is tax deferral. Instead of paying capital gains tax immediately when shares are sold at a profit, the tax is only paid when funds are withdrawn from the account. This deferred taxation allows investments to grow more effectively through compounding.
Within an osakesäästötili, investors can buy and sell eligible shares without triggering an immediate taxable event.
Opening an osakesäästötili is similar to opening a regular brokerage account, and most Finnish banks and financial