onlinekindlustus
Onlinekindlustus refers to buying and managing insurance policies through online channels, including insurer websites, mobile apps, and comparison platforms. It spans many personal and commercial lines and can complement or replace traditional agent-based models.
How it works: Customers obtain quotes, compare plans, and apply online. Underwriting may be automated or supported
Benefits and drawbacks: The main advantages are speed, price transparency, convenience, and 24/7 access to quotes
Regulation and consumer protection: Onlinekindlustus is typically governed by the same insurance laws and regulatory requirements
Market landscape: The online insurance space includes direct-to-consumer insurers, digital brokers, and comparison sites. Some products