nimiväärtuslik

Nimiväärtuslik is a Finnish adjective that translates to "nominal" or "face value" in English. It is primarily used in contexts involving financial instruments, currency, and legal documents. The term refers to the stated or declared value of an asset or security, as opposed to its actual market value, which can fluctuate due to various economic factors.

For example, a bond may have a nimiväärtuslik of 1000 euros. This means that the bond will mature and pay back 1000 euros to the holder at its due date. However, the market price of the bond at any given time might be higher or lower than its nimiväärtuslik, depending on interest rates and the issuer's creditworthiness. Similarly, the nimiväärtuslik of a banknote is the amount of currency it represents, such as 50 euros, regardless of its condition or collectible value.

In legal agreements, nimiväärtuslik can denote the stipulated worth of an item or service, serving as a baseline for contractual obligations. It provides a standardized reference point for transactions and accounting purposes. The concept emphasizes the officially recognized value rather than a potentially variable or subjective worth. Understanding nimiväärtuslik is crucial for interpreting financial statements, investment contracts, and other documents where stated values are important.