nemfizetés

Nemfizetés is the failure to meet monetary obligations under a contract or legal duty. It occurs when a debtor does not pay money owed to a creditor by the due date or at all. Common contexts include consumer purchases, service contracts, rent, wages not paid by an employer, and loan repayments. Nemfizetés can be voluntary (refusal) or involuntary (inability due to insolvency). It may result from disputes over the amount due, administrative errors, or deliberate avoidance.

In many jurisdictions, nemfizetés triggers contractual and legal remedies. Contracts often specify due dates, interest for late payments, and penalties. If a payment is not made, a creditor may demand payment, suspend performance, or terminate the contract. If the debtor fails to pay after a demand, the creditor can pursue legal action to obtain a judgment for the amount owed. Enforcement tools may include wage garnishment, bank account levies, seizure of assets, or other collection measures. In the context of insolvency, nonpayment may lead to formal insolvency or bankruptcy proceedings.

Distinctions matter: késedelmes fizetés typically denotes late payment with an agreed or statutory delay, while nemfizetés emphasizes the absence of payment, which may or may not be accompanied by a dispute. Preventive measures include clear terms on due dates, interest, penalties, and potential restructuring arrangements, as well as timely communication between parties. See also debt collection, enforcement, insolvency, wage garnishment.