maksukäyttäytymisessä
Maksukäyttäytyminen refers to the patterns and habits individuals or entities exhibit when making payments. It encompasses a wide range of behaviors, from the choice of payment methods to the timeliness and reliability of those payments. Understanding maksukäyttäytyminen is crucial for financial institutions, businesses, and policymakers.
Factors influencing maksukäyttäytyminen are diverse. Socioeconomic status plays a significant role; individuals with higher incomes may
Maksukäyttäytyminen has direct implications for credit risk assessment and fraud prevention. By analyzing past payment behavior,