lánasjóðir
Lánasjóðir, often referred to in English as "pension funds," are long-term investment funds designed to provide retirement income for individuals. In Iceland, lánasjóðir play a significant role in the financial landscape, offering both private and public retirement savings options. These funds pool contributions from participants, typically employees and employers, and invest the accumulated capital in various assets such as stocks, bonds, real estate, and other financial instruments.
The primary purpose of lánasjóðir is to grow the invested capital over time, ensuring that participants have
Participants in lánasjóðir systems often benefit from professional management, diversification of investments, and tax advantages, which