lakáscélú

Lakáscélú is an adjective used in Hungarian to indicate that something is intended for residential use, particularly in relation to housing, dwellings, or related financial and legal actions. It contrasts with uses described as commercial, industrial, or other non-residential purposes. The term is commonly connected with nouns such as hitel, beruházás, vagy ingatlan to designate the intended purpose of the product or investment as housing-oriented.

In finance, lakáscélú describes loans and subsidies designed to support home purchase, construction, renovation, or modernization. Common examples include lakáscélú hitel (mortgage for buying or building a home), lakáscélú jelzáloghitel (home loan secured by a mortgage), and lakáscélú állami támogatás (government support for residential projects). Banks and public programs may require applicants to meet criteria tied to residential use, such as ownership of a dwelling or the intention to use the property as a primary residence.

In real estate law and contracts, lakáscélú designations indicate that the property or financing is intended for living purposes rather than for business or rental use. This classification can affect regulatory treatment, tax considerations, and eligibility for subsidies or favorable financing terms. When a property is used primarily for commercial activities, it is typically described as nem lakáscélú.

The term is widely used in Hungarian financial and property contexts, and its precise implications depend on the contract, program, or regulation in question. The general principle is that lakáscélú assets, funds, or plans are oriented toward creating or maintaining a dwelling for private residents.