kölcsönnyújtásra
Kölcsönnyújtásra, which translates to "loan extension" or "loan deferral" in English, refers to a situation where a borrower and a lender agree to modify the terms of an existing loan. Typically, this involves extending the repayment period beyond the original maturity date or deferring payments for a specified period. Such arrangements are often made when a borrower faces temporary financial difficulties, such as unexpected job loss, medical emergencies, or other unforeseen circumstances that hinder their ability to meet their current repayment obligations.
The process of obtaining a kölcsönnyújtásra usually involves direct communication between the borrower and the lender.
It is important to note that a kölcsönnyújtásra is not a loan forgiveness. The borrower remains obligated