kredietinformatiediensten
Kredietinformatiediensten, also known as credit reporting agencies or credit bureaus, are companies that collect and compile detailed financial information on individuals and businesses. This information is primarily used to assess creditworthiness, which is the likelihood of a borrower repaying their debts. These services play a crucial role in the lending process, enabling financial institutions to make informed decisions about extending credit.
The data collected typically includes information about loan payments, credit card balances, public records such as
Consumers generally have the right to access their own credit reports and dispute any inaccuracies they find.