koululainoissa

Koululainoissa is the inessive plural form of the Finnish noun koululaina, a compound meaning a loan intended to cover school-related expenses. The form is built from koululaina (school loan) plus the -issa ending, which marks the inessive case in the plural and conveys the sense “in the school loans” or “within those loans.”

In Finnish usage, koululaina as a term is not common in official or everyday language. When discussions concern financing related to education, more typical terms are opintolaina (student loan) or yleisen koulutuksen tukimuodot, such as erilaiset tuet and stipends. Koululainoissa appears mainly in written or hypothetical contexts dealing with categories of loans tied to schooling, rather than as a standard, widely used label in public policy.

Grammatically, koululainoissa behaves like a regular plural noun in the inessive case. It agrees with surrounding sentence elements in number and case and can participate in typical Finnish syntactic constructions that express location, topic, or context.

See also: opintolaina, opintotuki, laina, koulutus.