kontantreservnivåer
Kontantreservnivåer, or cash reserve ratios, are a key monetary policy tool used by central banks to influence the money supply and interest rates within an economy. The concept was first introduced by the Federal Reserve in the United States in 1913. The cash reserve ratio is the percentage of a bank's total deposits that it must hold in reserve as cash or in vault cash certificates. This ratio is typically set by the central bank and can be adjusted to control the amount of money available for lending.
When the cash reserve ratio is increased, banks are required to hold a larger portion of their
The effectiveness of cash reserve ratios as a monetary policy tool has been a subject of debate
In practice, central banks often use a combination of tools, including cash reserve ratios, open market operations,