kontantreserv
Kontantreserv, often rendered as cash reserve in Scandinavian contexts, refers to funds held in liquid form to cover short-term obligations and unexpected needs. It serves as a liquidity buffer for individuals, businesses and governments, enabling them to meet payroll, supplier payments, or sudden expenses without resorting to costly borrowing.
The reserve typically includes cash on hand, deposits in checking or savings accounts, and other highly liquid
Management involves establishing a policy that defines the target level, monitoring cash flow, and automating transfers
Commonly used terms include liquidity buffer, cash buffer, or reserve funds. See also liquidity management and