kiváltjuk

Kiváltjuk is the first-person plural present indicative form of the Hungarian verb kiváltani. The primary sense of kiváltani is to redeem or buy out something, typically by paying the outstanding amount to terminate an obligation, such as a loan or a bond. The word can also be used more broadly to mean replacing or substituting one item or arrangement with another, effectively obtaining an alternative by withdrawing the previous one.

Etymology and construction: kiváltani is formed from the verb váltani, meaning to change or exchange, with the prefix ki- adding a sense of completion or withdrawal. The form kiváltjuk thus denotes that “we redeem,” “we buy out,” or “we replace” in the present tense for a group including the speaker.

Usage: In financial contexts, kiváltjuk is common when a bond, loan, or other obligation is paid off to terminate the contract. For example: Kiváltjuk a kötvényt a lejáratkor. In a broader, non-financial sense, it can describe replacing an old system or arrangement with a new one, such as: A régi rendszert kiváltjuk egy új megoldással. The exact nuance depends on context, ranging from debt settlement to substitution or modernization.

Related terms include kiváltás (the act of redeeming or replacing) and megváltani or kifizetni in related financial contexts. The form kiváltjuk is widely understood in modern Hungarian, particularly in business or formal discourse.