kinnisomandiga

Kinnisomandiga is an Estonian phrase that combines the noun kinnisomand, meaning real estate or property rights, with the comitative suffix -ga, meaning “with.” The result is used to indicate that something involves or is accompanied by real estate, most often in legal, financial, or administrative contexts. In practice, kinnisomandiga denotes that real estate is present as part of a transaction, arrangement, or obligation, frequently as collateral or security.

In legal and financial language, kinnisomandiga is commonly found in phrases describing contracts, loans, or obligations that are secured by real estate. For example, it may appear in expressions such as laen kinnisomandiga tagatisena (a loan secured by real estate) or leping kinnisomandiga seotud (an agreement related to real estate). The form is versatile and can modify nouns to specify that the subject involves real estate.

Etymology and usage notes: kinnisomandiga is formed from kinnisomand (real estate) plus the instrumental/comitative suffix -ga. It is distinct from kin­nisomandi (genitive) forms used to indicate possession or association with real estate in other grammatical roles. In sentences, kinnisomandiga functions as a modifier or complement that clarifies the presence of real property in the context described.

See also: kinnisomand, kinnistu, kinnistusraamat, pant, tagatis. These related terms cover ownership, property registers, and securities tied to real estate.