kapitaltäckas
Kapitaltäckas is a Swedish term that translates to "capital adequacy" or "capital requirements" in English, particularly in the context of financial institutions. It refers to the minimum amount of capital that banks, insurance companies, and other financial entities are required to hold by regulatory authorities. This capital serves as a buffer to absorb unexpected losses and ensure the stability of the financial system.
The purpose of capital requirements is to protect depositors, policyholders, and the broader economy from the
Capital requirements are typically calculated as a percentage of a financial institution's risk-weighted assets. This means