intereses

Intereses is the plural form of the Spanish noun interés. It has multiple related meanings that vary by context. In everyday Spanish, it can denote concern or importance (what matters to someone), personal stake in a matter, or a hobby or preference. In economics and finance, intereses refer to the earnings on capital or the charges for borrowing money.

Financial usage: Interest accrued on loans, deposits, or investments is expressed as intereses. They are typically calculated on the principal and can be simple or compound. Rates are usually stated as an annual percentage rate; the effective rate may differ due to capitalization. Common terms include interés moratorio (late interest) and interés compensatorio (compensatory interest).

Personal usage: The term also appears in phrases about personal interests or hobbies, such as "tus intereses" meaning your activities you like. It can also refer to what motivates someone to act in a situation or their stake or concern in a decision.

Legal and political usage: In law and ethics, "intereses" can refer to the interests of parties, groups, or the public. The expression conflicto de intereses describes a situation where personal interests could influence professional judgment. The concept of "intereses" is often contrasted with "derechos" or "intereses colectivos" in discussions of social or property law.

Derivation: The word comes from Latin interesse, meaning to be between or to matter; the sense of concern or financial yield derives from that idea of what matters or yields value.